Digital Intelligence Services for the Financial Leasing Industry
Financial leasing is a vital financial service that supports the real economy. It aids small and medium-sized enterprises, fosters industrial upgrading, optimizes resource allocation, and contributes to the growth of China's modern service industry. and overall economic development. Leveraging AI and its financial leasing industry expertise, Bairong Inc. provides a risk management solution tailored to the full financial leasing lifecycle. This solution adapts to the needs of financial leasing institutions at various stages of transformation.
Cooperation Case
Case 1: View Details
Bairong Inc. Uses the AI Cloud to Boost Asset Operation Efficiency in the Financial Leasing Industry, Solving Challenges Faced by the Vertical Industries.
Bairong Inc. helped a financial leasing institution in western China, which relied on traditional approval methods, overcome its pain points. It designed a comprehensive application anti-fraud system, creating an automated core deployment platform for the customer, enabled them to fully automate their decision-making capabilities. This platform increased the detection rate of white-listed customers from 30% to 100% and identified undesirable customers eight times more effectively. Consequently, it reduced the rejection rate (decreasing the misjudged customer base by 8%) while increasing the automatic approval rate (achieving 60% automated approval).
Case 2: View Details
Bairong Inc. Uses the AI Cloud to Boost Asset Operation Efficiency in the Car Rental Industry, Solving Challenges Faced by the Vertical Industries.
Bairong Inc. solved the pain points of a leading commercial vehicle financial leasing institution, which had a plethora of white-listed customers but lacked a proper basis for approval. The institution primarily relied on manual credit review and had limited automation capability for decision-making. Bairong Inc. enhanced the institution's pre-loan access strategy, established varying access standards for cooperative merchants, lowered the undesirable customer rate, raised the approval rate, and improved the approval process efficiency. Bairong Inc. also optimized the institution's data system in aspects such as data collection, storage, and index design, laiding a foundation for future data-driven operations and decision-making.